Charting the Course For Your Financial Future ~ Since 1985  

WELCOME TO NESTOR FINANCIAL NETWORK

 What's New?

 2014 Client Appreciation "An International Event"
Thursday August 21, Woodwinds, Branford, CT 

Relevant for Retirees and Pre-Retirees
-
"What's Trending in Washington" - Washington Update on Retirement Savings Initiatives
Speaker Patrick Clunan - Columbia Management Learning Center
5:30 Tuesday September 9, 2014 - Saving Rock Conference Center

 

~ If you have an old pension, or a current one and you have concerns about the guarantees for your retirement income – how safe is your pension now and in the future – who is the watch guard?  What is the status of the PBGC (Pension Guarantee Association)

~ If you don’t have a pension, but you have a 401k – what kind of changes are forthcoming from Washington?  What’s really in those Target Date Funds?  Are they safe for pre-retirees or too aggressive – a deeper look at what these funds represent

~ New IRS regulations regarding future 401k rollovers – will you have to leave your money in your 401k forever?

~ Roth 401k loopholes that came out of the Affordable Care Act

~ What is Washington looking at now?  Capping IRA savings, even more limits on itemizing on tax returns, new “millionaires” tax, eliminating RMDs?  Adding restrictions on Roth IRAs?
Did you know?....
  • The average funding level of pension plans sponsored by U.S. companies in the S&P 1500 is 74% 1
  • In 2012, the PBGC's deficit increased to $34 billion – up from $26 billion in 2011 2
  • 64% of investors believe TDFs provide guaranteed income in retirement 3
  • Of those polled, 71% of 401(k) plan participants believe they do not pay any fees 4
1. Mercer, July 2012
2. PBCG 2012 Fiscal Year Annual Report, November 2012
3. Investor Testing of TDF Comprehension and Communication, Independent report for SEC, 2012
4. AARP, 401(K) Participants Awareness and Understanding of Fees, 2011

 

 

New Article "Summer Reading" is up - Click Here

Thanks to all of our “Helping Hands” volunteers!

It has been a wonderful experience to have clients share in our special give back program, “Helping Hands”.  We have spent the past several Saturdays with small groups that have built a prosthetic hands for children in over 25 developing countries.  Learn more about the Helping Hands program by clicking here

Roberta Nestor of Nestor Financial Network Earns FIVE STAR Wealth ManagerSM Award

Milford, CT (December 1, 2013)—Nestor Financial Network, a Financial Planning firm in Milford, CT today announces that its Owner, Roberta L. Nestor has been named a 2013 FIVE STAR Wealth Manager SM  by Connecticut Magazine for overall client satisfaction. Less than 7% of wealth managers in CT were named to the list. 

Based on 10 objective eligibility and evalutation criteria including: minimum of 5 years as an active credentialed financial professional, favorable regulatory and complaint history, fulfillment of firm's internal review, accepts new clients, client retention rates, client assets administered, number of client households, education and professional designations. The award is not indicative of the wealth managers' future performance. For more information pelase visit www.fivestarprofessional.com. 

Roberta L. Nestor
Director of Asset Management

roberta@nestorfinancial.com
Lisa Mastropietro
Director of Client Relations

lisa@nestorfinancial.com



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